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storm747 started this conversation
HELP PAYING RENT/MORTGAGE/HEALTH CARE/FOOD?I have found that in today’s economy more and more people are finding it harder to make ends meet. They are either not paying rent and eating or paying rent and not eating. I find this so disturbing living in one of the greatest countries on earth and yet we have a large number of homeless or near homeless people. There are people out there and they are waiting for the Government to give them something, I say to you stop waiting on them and start depending on yourself. I have found in my search many resources and so I thought I would share this with you my brothers and sisters and pray that you can get a hand up not a handout.

American Red Cross - Local branches of the American Red Cross provide Americans with help paying electric and heating bills. The Red Cross will also provide other forms of assistance, such as aid to military families, health and safety classes, disaster assistance, and other community services. The services provided by the Red Cross depend on the individual consumer need, and the Red Cross must also always keep extra funds in reserve available for emergencies. The Red Cross receives most of the money it has available to pay out from the United Way.

Community Action Organizations - Local public or non-profit organization that provide numerous types of help and assistance, including help with utility bills, job training, and other services. Community Action Agencies (CAA) were created to help those in need, assist people with bills, and to promote self-sufficiency. A Community Action Agency is a local private and/or public non-profit organizations that is part of the Community Action Program (CAP). This program was founded in 1964 to help provide assistance and fight poverty by empowering the poor in the United States. Currently, there are over 1,000 of these agencies located in all states across the United States. Many work closely with state and local government assistance programs and charities CAA provide many services to struggling families. Community Action Agencies provide numerous programs that offer a wide range of much needed services to low-income people. For example, some local agencies :
  • have created interest-free loans for people who need small loans for home repairs, paying rent, or other needs
  • help with utility and heating bills
  • debt and credit card assistance and counseling
  • offer day care services
  • dental clinics
  • home repairs
  • provide medical care and help with medical bills
  • provide home weatherization to help save energy
  • assist with job training
  • administration of Head Start pre-school programs
  • provide food aid and operate food pantries
  • clothing
  • community action organizations  can provide rent assistance
Gradient Gives Back Community Outreach Program - This is a new charity type program that families need to apply for. Families selected will receive both financial assistance and a financial makeover from resources provided by Gradient. They partner with various professionals, third-party affiliates, and they offer a highly skilled financial team.Some of the financial assistance provided by Gradient Financial Group includes :
  • They will provide funds for up to six months of mortgage and/or rent payments.
  • They can help you find available state and federal government funds and grants.
  • Assist with paying utility bills, deal with car loan companies, and provide resources to help with other applicable debt
  • Help you find and procure charitable contributions and donations from numerous programs that are available.
If you are a family selected, you will receive assistance in several areas, and more details include. First, the financial professionals that work with Gradient will help out with the family’s current financial situation by providing each selected family with up to to six mortgage or lease payments paid and the assistance with utility companies. However, they will also help the family plan for their future, put together a budget to keep them out of financial difficulty, and work with them on long term solutions.

Some other benefits include in addition, this program will allow for both the review and analysis of past tax income and other returns. They will review 2009 and help with 2010 tax returns.

From this point, families will undergo comprehensive budgeting, financial planning analysis and also career counseling and coaching. Some of the budgeting aid provided includes a review of your income, expenses, interest rates and all your debt, including credit card and medical
Operation Round Up - Operation Round Up is an assistance program that is offered by utility and gas companies in many states. This organization and the aid they will give provides energy assistance funds to families and individuals in need of help. In addition, the program will offer additional aid, such as help for paying medical bills, rent or housing costs, and more. Select your state to learn if Operation Round Up is available.United Way - Numerous utility companies across the country offer support and assistance to Americans to help them pay their electric bills. The utility companies will sometimes out source the administration of the program to the United Way. Please contact you local United Way office to see if they are aware of any assistance or support provided by your utility provider. A search box is at the bottom of this page.Ways to Work Foundation - This organization helps families and individuals who can't secure loan funding or cash grants at traditional lending institutions. Funds provided can be used to pay for items such as unexpected bills, fix transportation issues and purchase prescription drugs.Research Your State’s Rental Assistance Programs: Call your state’s Department of Human Resources for more details. Some states, like Massachusetts, Texas and Florida, have their own rental assistance programs that help people in need. You will have to meet certain income and family size requirements.HUD Rental Assistance: The HUD (Housing and Urban Development) program is normally associated with homeowners, but it can provide help for renters as well. Almost 1.5 million families use the program to help pay their rent. There is also a Rental Voucher Program to help people pay a portion of their rent. The program pays the landlord the difference between 30 percent of the family’s total household income and the determined payment standard. You’ll have to pay a portion but it will never be more than you can afford.Rural Living: If you live in a rural area, the USDA rural development program can offer help. They provide rental assistance to rural families, low-income families and those with disabilities.Community Resources: The state department of human resources can connect you with community resources in your area that can help you make your rent payments. You may also be able to get the name of local organizations that can help you pay rent until you get back on your feet.With community agencies, you’ll probably need to follow an application process and wait for a response. In tough economic times, these agencies are probably in high demand. If you can’t wait that long to receive help, you can also try to reach out to the religious agencies in your neighborhood for assistance. If you belong to a church, you may want to contact them to see if they can provide any assistance. Grants: Government and private institution rental assistance grants are also available for those who can’t make ends meet. You can find these grants by searching online or contacting your state’s assistance department. Many independent charities offer grants as well.Contact your landlord first if you anticipate ongoing financial hardship. Be honest. They may be willing to lower your rent temporarily or develop some type of payment plan.Gather information on your current income and call the Department of Human Resources in your state. Ask if there are any rental assistance programs available where you live based on your income.

Health Care

  • The Access Project - The Access Project was created to improve health care, strengthen community action, and help promote social change, especially for those who are struggling and in need of assistance. Among other services they offer a Medical Debt Resolution Program that may be able to help you with paying medical bills and debt. They can provide you with proven strategies and information to help advocate with insurers, medical providers, and public assistance programs to reduce and ideally resolve your medical debt.
  • American Veterans Relief Foundation - Aid military veterans and their family members when they are burdened with mounting medical bills and debts.
  • Catholic Charities - They will offer medical bill assistance to those in need of help with health care bills throughout the United States. This charitable organization works closely with the Providence Healthcare Network to provide assistance and services.
  • Children’s Health Fund (CHF) - This charity is committed to providing free health care to America’s most medically under served children as well as their families. It will provide medical care, help with medical costs, and essential services to children and families in need of aid, regardless of their ability to pay.
  • Free Prescription Medications - There are several programs that offer discounted and free prescription medications. They include Dispensary of Hope, Together RX Access, NeedyMeds, and Patient Advocate Foundation.
  • Free Diapers For Kids - The Diaper Bank (TDB) is a recently formed charity that provides and distributes free diapers to lower income families through existing service providers, including daycare centers, soup kitchens, food pantries, social service agencies, shelters and more. They provide free diapers through its extensive Diaper Distribution Network (DDN) of dozens of agencies and charities.
  • Free Medical Camps - This charity organization doesn't assist with paying past medical bills, but the organization does provide new and continuing health care for those who meet the income guidelines of this program.
  • HealthWell Foundation - This is a charitable assistance organization that helps people pay for  prescription medications. This group provides financial assistance and grants to help patients to pay for various out-of-pocket health care expenses including health insurance premiums, prescription drugs, and a wide variety of other costs.
  • Medi-Corp Health System - This group provides and assists with charity care, payment scheduling and they can also negotiate and provide medical bill discounts for those in need of assistance with paying medical bills. If you plan on receiving care from this charitable program, you need to get approval in advance of your medical treatment. In addition, Medi-Corp also offers a discount program that enables lower bills for the both the underinsured and uninsured. Medical bill discounts are provided on a sliding scale, and those discounts will typically cover between 20 to 60 percent of the health care costs.
  • Mission of Mercy, Inc. - Offers free healthcare, including prescription medications, dental care, x-rays and lab tests, to both the uninsured and under insured using volunteer healthcare professionals that operate from a mobile medical clinic.
  • Modest Needs - A charitable organization that helps with securing a variety of medical bill assistance. Grant and funds provided can be used to aid qualifying individuals include self-sufficiency grants, independent living grants, back to work funding and more.
  • Patient Advocate Foundation - This is a national non-profit charity organization that seeks to help safeguard and protect patients through effective mediation and assuring access to health care, help with medical bills, preservation of patient financial stability, and maintenance of employment in regards to their diagnosis of debilitating or life threatening diseases.
  • Shepherd's Hope, Inc. - Free medical care is provided for lower income, uninsured families using
    an all-volunteer healthcare staff and services.
  • Smiles Across America, Inc. - This organization provides preventive dental care to uninsured and lower income children in school-based settings. Some of the dental services provided include cleaning, education, sealants and fluoride treatments.
  • UnitedHealthcare Children's Foundation - The UHCCF organization provides medical cash grants of up to $5,000 to children's families to help families in need pay for non-covered medical services, bills and expenses from their commercial health benefit plan.
  • Find additional ways to save on medical bills and get help with medical debt, including free health care from hospitals, assistance from drug companies, medical billing advocates, and many others.
  • Top Rated Charities to Help With Medical Expenses and Bills
    Below are the top rated charities that may be able to help with paying for specific medical conditions and expenses. Obviously contact the charity that may apply to your condition. For example, if you have arthritis needs, contact the “Arthritis Foundation”.
    • American Brain Tumor Association
    • American Kidney Fund
    • American Liver Foundation
    • American Lung Association
    • American Parkinson Disease Association
    • Arthritis Foundation
    • Crohn's & Colitis Foundation of America
    • Cystic Fibrosis Foundation
    • Diabetes Research Institute Foundation
    • Epilepsy Foundation & Research Foundation
    • First Candle/SIDS Alliance
    • Huntington's Disease Society of America
    • Juvenile Diabetes Research Foundation International
    • Lupus Foundation of America
    • Lupus Research Institute
    • Michael J. Fox Foundation for Parkinson's Research
    • Muscular Dystrophy Association
    • National Hemophilia Foundation N.O.
    • National Jewish Health
    • National Kidney Foundation
    • National Organization for Rare Disorders
    • Parkinson's Disease Foundation
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Christabell   in reply to alicia & john
alicia & john,
how are you all doing? Were you able to get help for your rent?
Talk to Christabell
I went to smile zone in Gastonia to have some dental work done and now Two fillings just fell out and two crowns on my front two teeth as well. I also have a cavity that is causing me great pain. I called smile zone just to find out they closed down. I have no insurance nor a lot of money. Where can I go to take care of my dental aches?? Today?? Please help.
Talk to 3utterflies
Hello does anyone on mi know of anyplace that will help with electric bills i called dhs salvation army and they do not haveany funding they added my fiances bill to mine which made it 5,000 the electric co will not work with me i have offered them 2,000 and it still makes my payments 500 a month being on the protection plan i also have 8 kids living in home
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woman in a shoe   in reply to mommy3126
Well there not anything open today not till Mon but call 211 give city state till them what u need help with they will give u places to call so have pen and paper when u call. Have u try to sign your son up for ssi u can also try to sign up for welfare good luck
Talk to woman in a shoe
mommy3126   in reply to woman in a shoe
How do go about getting help with MY power bill I have a 12 year old that has seizures and I am not able to work for that reason I also have a 11yr old daughter too. The kids dad and I are seperated and he was helping me but he has had brain sugery and is not able to work right now because after his surgery he also started having seizures also. I have tryed everything I know to fix this problem. Can you tell me anything to help me please.
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woman in a shoe   in reply to JaceNkaeleysMommy
OK sorry
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JaceNkaeleysMommy   in reply to woman in a shoe
Ok great I'll try that
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woman in a shoe   in reply to JaceNkaeleysMommy
Hi I wasn't able to fine anything under your city or county so please call 211 give city state and tell them what u need help with have pen and paper when u call good luck
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woman in a shoe   in reply to JaceNkaeleysMommy
OK going to look now
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JaceNkaeleysMommy   in reply to woman in a shoe
I wasn't aware that I posted under someone's post, I'm new to this, sorry! But thank you, I live in maricopa county, surprise, arizona...
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missjanie   in reply to JaceNkaeleysMommy
Your welcome, I'm on a phone and can't look it up for you, Sorry
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woman in a shoe   in reply to JaceNkaeleysMommy
Hi the person u post to not been on here in years but I will look for u but can u send me your county case I am not able to fine it under your city
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JaceNkaeleysMommy   in reply to missjanie
Thank you!! I will try that! Thank you very much!
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missjanie   in reply to JaceNkaeleysMommy
Hi, congratulations on your recovery,I too am a recovering addict, so I know the struggles you've been thru. There is no money available on thus site, but there is help, go to your city and state it will give you a list if agencies that will help with rent utilities food medicine diapers hygiene, you can also call 211, also check out it can help you as well. God Bless
Talk to missjanie
My name is Kristan and I live in surprise, arizona. I live in a home with my 9 month old son Jace, my 9 year old daughter kaeley, and my husband darrin. We just moved into a home (renting) and we were already living paycheck to paycheck, but when we moved because of our poor credit we had to put money down. And now we are about two and a half month behind on all bills. We were paying rent at our old house on the 15th of every month, but now it is the first, and our paychecks don't line up with when the bills are due.. So now we have tons of late fees added to our account. We are having to pay extra on EVERY bill due to the late fees. If we knew it would have been like this we wouldn't have moved. I just got on state assistance for food for us, but my husband barely has enough gas to get to work, our cable, phones, and drivers insurance have all been canceled in the past week. I asked my mother for some help with diapers and clothing for my kids, but what she could give lasted just the weekend.

I used to work but got hurt very badley from a previous relationship before being with my fiancé. So now I cannot work, but I also cannot get on disability either. I have exhausted all options trying to make stuff work so that my kids can have what they need... And I feel like a failure. As of this October I will have been 100% SOBER for 4 years now. I am a grateful recovering addict, that just wants the best for my kids. I have worked very hard every day for almost 4 years and no matter how much my fiancé works, and no matter how much we save money, somehow we need up still with our heads under the water. It makes me feel like a failure that I have worked so hard at the life I have, trying to give my best, but then at the end of the day I can't catch a break. My son wears size 3 diapers, he's allergic to regular wipes, he needs the coco butter wipes(well, so the doctor says...) and my daughter wears my clothes already basically. I have never been one to ask for help, but at this Time I have no other options. It scares me to think that my husband won't be able to get to work the rest of the week due to no gas, our entire families well being depends on him getting to work. If anyone can help at all please contact me somehow. ...
Kristan, darrin, kaeley and Jace!
Talk to JaceNkaeleysMommy
woman in a shoe   in reply to momsman
Well storm747 not been on here in years but go sign up for welfare u will get cash food stamp insurance also sign up for wic also call food pantries most of them carry diapers and other things for baby's also call church's most of them carry clothing also check Craigslist under free stuff y can also put your on add on there under free stuff when someone going to give it away they will call u good luck
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bgran1   in reply to momsman
What size diapers do you need for your son and how old and sizes of your granddaughter in need of
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My name is Melissa I. Need diapers and my son needs medical attention he had no insurance, and on top of all the other problems my 15 year old left her baby here and I'm having a very hard time keeping her with clothes, shoes, diapers .how do I get this help? I'm in Tampa sun one plz help me find help.thank you
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alicia & john   in reply to missjanie
I wanna just click on the box where the picture goes and then go to my gallery and select a picture...but when I click on the box where the picture goes it says view image, save image and a few things that says like open window and I even tried does nothing...I hope I didn't mess something up trying to do it yesterday
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woman in a shoe   in reply to alicia & john
I go to TN every year but not going this year because of my wrist
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